| Becoming a millionaire is not as difficult as it might appear, especially when you have a descent job. By applying a number of tips taken from the Personal Management One-Stop Guide known as 'Calculus is Not a Game', you can take yourself or you can make your child go on a journey that would make you or him/her a millionaire before retirement. The tips are simple, practical, and within the capability of anyone. So, if you want to make yourself a million within your life time, here is a summary of those valuable tips:
1- Learn and apply the basics of budgeting and spending, so that you have some spare cash left over to set aside at the end of each month.
2- Ditch your Debts, because there's no point earning, 9% a year on your investments while you're paying 20%+ on your credit cards!
3- Build up a cash cushion to fall back on when your ships go down by keeping anything between three and twelve months' living expenses.
4- Take steps to safeguard your future when your plans get blown off course by buying some insurance for instance.
5- Become an Investor by buying shares, property, antiques, or whatever takes your fancy.
Those were just summaries of the tips. In 'Calculus is not a Game', the author goes into details and explains how each tip can take you one step towards becoming a Millionaire. The book consists as well of hundreds of tips that were investigated by money experts and brought out to save you a lot of money when you start university, shop, supply household, insure, bank, tax, exchange money, and a lot more. You don't anymore have an excuse to worry about Credit Crunch.
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Five Steps to Make a Million with 'Calculus is not a Game'
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